Avoiding sub-prime lenders: credit unions and their diversification in Wales

Drakeford, Mark and Gregory, Lee James 2008. Avoiding sub-prime lenders: credit unions and their diversification in Wales. Research, Policy and Planning 26 (2) , pp. 123-134.

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Abstract

This paper explores the role of credit unions in provision of financial services. Drawing upon recent research in Wales, the authors explore different routes to diversification developed by Welsh credit unions to help financially excluded individuals and avoid the use of sub-prime lenders. This analysis of credit union development highlights the lessons to be learnt from each strand of diversification before considering the implications of these findings on the wider, UK, credit movement.

Item Type:	Article
Date Type:	Publication
Status:	Published
Schools:	Social Sciences (Includes Criminology and Education)
Subjects:	H Social Sciences > H Social Sciences (General) H Social Sciences > HG Finance
Uncontrolled Keywords:	advice services; low income; personal finance; social inclusion
Publisher:	Social Care Institute for Excellence
ISSN:	0264-519X
Last Modified:	04 May 2016 02:10
URI:	https://orca.cardiff.ac.uk/id/eprint/24757

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